Effective Date: 12-08-2025

At ORAYA AI, your privacy is important to us. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you interact with us, including through our website, communications, or while using our insurance services.

1. Information We Collect

We may collect the following types of personal information, either directly from you or from other sources:

a. Personal Identifiers

Name

Email address

Phone number

Mailing address

Date of birth

Government-issued ID numbers (e.g., driver’s license)

b. Insurance Information

Policy numbers and coverage details Claim history Beneficiary and dependent information

Financial details relevant to underwriting

c. Technical and Usage Information IP address Browser and device type

Website usage data (pages visited, time on site, etc.)

2. How We Use Your Information

We may use your information to:

Provide insurance quotes and services Process applications, renewals, and claims

Communicate with you about your policy or account Respond to your inquiries or requests

Comply with legal and regulatory obligations Improve our website and customer experience

3. How We keep Your Information

We may keep your personal information with:

Insurance carriers and underwriters to provide you with quotes or process policies

Third-party service providers (e.g., IT support, payment processors)

Regulatory bodies or legal authorities when required

Other parties with your consent or as permitted by law

4. Your Rights and Choices

You may have rights under applicable privacy laws, such as the right to:

Access and review your personal data

Correct or update your information

Request deletion of your data, where appropriate

Opt out of marketing communications

To exercise any of these rights, please contact us using the details below.

5. Data Security

We implement reasonable physical, technical, and administrative safeguards to protect your personal data from unauthorized access, disclosure, or misuse.

6. Cookies and Tracking

We may use cookies and similar technologies to enhance your browsing experience and analyze website traffic. You can control cookie settings through your browser preferences.

7. Updates to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Effective Date” at the top of the policy. We encourage you to review this page regularly.

8. Contact Us

If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

ORAYA AI
1800 Lacassie Avenue510
Walnut Creek, CALIFORNIA, 94596

(510) 890-7022
[email protected]
https://orayalabs.ai/